• Poll: What do you refuse to pay for?

    35 answers · 2 days ago
  • I've lost my mom's bank card, how would I let her know?

    Best answer: The sooner you tell her the better. Dreading telling her will turn out to be worse than actually telling her, and then she will still find out sooner or later anyway. Pull the band-aid off quickly. It will sting a bit but just do it and get it over with (i.e. come clean and while you may be punished at least you... show more
    Best answer: The sooner you tell her the better. Dreading telling her will turn out to be worse than actually telling her, and then she will still find out sooner or later anyway. Pull the band-aid off quickly. It will sting a bit but just do it and get it over with (i.e. come clean and while you may be punished at least you will get it over with). Apologize, learn from it, and move on as quickly as possible.
    13 answers · 14 hours ago
  • Bankruptcy?

    I pay all my bills on time never missed a payment I own a house and that is always paid on time and I have 4 years on both of my cars and I am about 35000 in credit card debt. my husband and I are struggling to pay our bills even though we do it it seems we never get a head what should we do how can we make it... show more
    I pay all my bills on time never missed a payment I own a house and that is always paid on time and I have 4 years on both of my cars and I am about 35000 in credit card debt. my husband and I are struggling to pay our bills even though we do it it seems we never get a head what should we do how can we make it easier we don't go out or spend money on anything all of our money goes to bills.
    12 answers · 2 days ago
  • Can I support a family of 3 on my salary?

    I'm currently 27 years old living in the Philly suburbs. I have a bachelors in health science. I work as a customer service rep at an insurance company and currently make about $37,500 a year. I want to marry my gf within the next couple years and have a child. My gf wants to be a stay at home mom. So let's... show more
    I'm currently 27 years old living in the Philly suburbs. I have a bachelors in health science. I work as a customer service rep at an insurance company and currently make about $37,500 a year. I want to marry my gf within the next couple years and have a child. My gf wants to be a stay at home mom. So let's say 3 years from now I have my first kid and have increased my salary to $45,000. Is this enough to support myself, my wife and a child?
    19 answers · 4 days ago
  • I lost about £200,000 in an investment that went wrong. Will I ever recover given that I am now 57 years old?

    My wife an I put most of our savings into a stock market investment and we lost around £200,000 that we put in. We only recuped around £3,000 of our original investment. Our financial adviser advised us on this investment, but it has all gone wrong. Naturally I was mad at the advisor and all he could say was sorry.... show more
    My wife an I put most of our savings into a stock market investment and we lost around £200,000 that we put in. We only recuped around £3,000 of our original investment. Our financial adviser advised us on this investment, but it has all gone wrong. Naturally I was mad at the advisor and all he could say was sorry. We saw our investment losing value gradually, but our adviser kept saying that we should be patient and that things would get better, but they never did, despite us foolishly trusting him. We are both really mad and angry, but now we have to deal with reality. We still haven't finished paying the mortgage on our house. We only have savings of around £10,000 left. I am feeling so depressed and fed up with life. I have worked so hard all my life and now I and my wife are in such a difficult situation. Luckily our daughter is now working at 23 years old, but our 17 year old son who wants to go to University will have to fund himself now as we cant afford it. We feel we have let our whole family down and we are furious with the financial advisor. We have bills and loans to pay off and I don't know how we can pay them all off. Should we declare ourselves bankrupt? How are we going to get ourselves out of this mess? Is our retirement going to be a real struggle now?
    7 answers · 15 hours ago
  • How to make money being unemployed?

    I live in Los Angeles California.
    I live in Los Angeles California.
    19 answers · 4 days ago
  • What info do you need to send money to a bank account? Possible to need name and password?

    Someone is refusing to send $600 they’re giving me over pay pal and saying they want to send it directly to my bank account. He’s saying he needs my username and password, account name, account number, and routing number. Something seems off about him needing my username and password when on moneygram you only need... show more
    Someone is refusing to send $600 they’re giving me over pay pal and saying they want to send it directly to my bank account. He’s saying he needs my username and password, account name, account number, and routing number. Something seems off about him needing my username and password when on moneygram you only need the full name, bank name, and account number. Is it possible he needs all this info or is he trying to steal my account?
    12 answers · 3 days ago
  • My husband is 32 and I am 28 years old. We have no dependents and we live in South Carolina, which is an affordable state to live in.?

    We both gross $80,000 a year together in Combined income. Is that good income for our age?
    We both gross $80,000 a year together in Combined income. Is that good income for our age?
    7 answers · 2 days ago
  • How can I save money for a car etc?

    Best answer: For the short term, consider letting the car stay broken and using public transportation to get where you need to go. It takes a lot of bus rides to add up to the cost of an expensive car repair. If possible, consider moving where you live or changing jobs to make it easier to catch a bus, ride a bike, or even... show more
    Best answer: For the short term, consider letting the car stay broken and using public transportation to get where you need to go. It takes a lot of bus rides to add up to the cost of an expensive car repair.

    If possible, consider moving where you live or changing jobs to make it easier to catch a bus, ride a bike, or even walk. I know that may not work for your situation, but it bears mentioning in case it does.

    Over any holiday breaks and over the summer, work full time and set that money aside either for repairs or for a replacement vehicle.
    7 answers · 2 days ago
  • Do you need to have a bank account in order to get a job? Like, if I were to work and get paid..Do I really need a bank account?

    I'm trying to get a job but I don't want to open a bank account. Does it really matter if I have a bank account or not? Can I still get pay checks even without a bank account? Does most jobs require workers to have back accounts or is it just only necessary if you want direct deposit? Do jobs ask for bank... show more
    I'm trying to get a job but I don't want to open a bank account. Does it really matter if I have a bank account or not? Can I still get pay checks even without a bank account? Does most jobs require workers to have back accounts or is it just only necessary if you want direct deposit? Do jobs ask for bank account information? {I've worked before but never needed a bank account because it was through a family company and they would pay me in cash only. So, I still don't want a bank account. I don't trust bank accounts.}
    5 answers · 5 hours ago
  • Is refusing to give out trust money for college expenses a breach of fiduciary duty?

    I am the sole beneficiary to a trust fund that was set aside for college expenses until I turn 25, at which point all funds become mine to use. After 3 semesters of being unsuccessful at a large university, I decided to try a local community college. The trustee however, is refusing to disperse the money to cover... show more
    I am the sole beneficiary to a trust fund that was set aside for college expenses until I turn 25, at which point all funds become mine to use. After 3 semesters of being unsuccessful at a large university, I decided to try a local community college. The trustee however, is refusing to disperse the money to cover my semester s college expenses on the claim that I can t be successful unless I move back to my hometown. She is saying that she will only give me the necessary money if I move. Is she allowed to deny me the funds based on past failed attempts or the subjective impression of my ability to succeed? I should note that over the last three semesters she did allow me to use the funds for expenses not directly related to college (medical, food, housing etc). If I were to press the issue and legal action ensued, could I be denied funds on the basis that I received funds inappropriately in the past? Also, were I to press the issue, what kind of lawyer would I need to contact? Thank you
    5 answers · 5 hours ago
  • Can I live comfortably in the bay area on 115k?

    Best answer: While "Bob" is correct, and it does depend somewhat on your own lifestyle, I think the answer is a resounding "yes". I live in one of the most expensive parts of the Bay Area (near, but not in SF), with one fewer family member than you, on significantly less than $115k, and I'm entirely... show more
    Best answer: While "Bob" is correct, and it does depend somewhat on your own lifestyle, I think the answer is a resounding "yes". I live in one of the most expensive parts of the Bay Area (near, but not in SF), with one fewer family member than you, on significantly less than $115k, and I'm entirely comfortable and we never do without. It takes a little bit of hunting, of course, and you're not going to get yourself a 3-bedroom in SF, Atherton or Palo Alto with that income, but that leaves a lot of very desirable places to live.
    7 answers · 2 days ago
  • I have $8000 in the bank. I want to earn income with that money. What is the best way to earn income?

    Best answer: You should call Fidelity Investments and ask a stock broker to help you buy some stock in eight different corporations listed on the Dow Jones Industrial Average, companies like MasterCard or Exxon Mobil. The dow has posted nice gains for decades. Do not sell your stock even if there is a nuclear war! Just hold... show more
    Best answer: You should call Fidelity Investments and ask a stock broker to help you buy some
    stock in eight different corporations listed on the Dow Jones Industrial Average, companies like MasterCard or Exxon Mobil. The dow has posted nice gains for decades. Do not sell your stock even if there is a nuclear war! Just hold on through thick and thin and in time, the stock will go way up, then sell at a profit but
    do not, do not sell at a loss. Trust me, it will work. Why? Because it always has!
    11 answers · 3 days ago